EBENE Retirement Insurance
Prepare your retirement now
You are looking forward to a great retirement to enjoy life? With Retirement Ebene, build at your pace a capital for your retirement. Indeed, it is everyone’s responsibility to plan his retirement. Either you work and contribute longer to maintain your actual lifestyle; either you can save as from today to build a complementary capital.
We propose Ebene Retirement, a life insurance contract through capitalization which enables the subscriber to have available a capital or a life annuity at retirement age to complement his income.
- Useful: As soon as you go on retirement, you enjoy the complementary income presented as a life annuity
- Economic: Ensures protection at minimum cost;
- Flexible The policyholder can change its contract components anytime and pay money into his account anytime with complementary contributions
- Smooth: Open to everyone, whatever your professional status. With 10 000 Fcfa, you can subscribe.
Build your capital at your own pace:
You decide freely on the amount of your contributions as from 10 000 f CFA per month. You can change the contributions amount anytime, request for an advance, a partial repurchase or the complete repurchase of your saving.
Profitability of your saving:
Your saving is marked up each year with the interest amount. You will receive an annual statement, which will enable you to follow-up the progress of your saving, capital and interests included.
Availability of your saving:
Your money is always available. You can have access to a part or the full amount of your saving, on the form of either an advance, a partial or total repurchase of your saving plan.
At contract’s term:
At the age of 55 or 60 years old, you will receive your savings marked up as either a capital, life annuities or definitive pensions. You can also have a mix of the different options.
An additional participation known as ‘loyalty reward’ will be given out as from the fifth year to each contract which is not interrupted or repurchased (partially or totally).
Life Retirement Guarantee:
It gives the policyholder the opportunity, at retirement age, or to the beneficiary, the payment of a capital or a definitive annual pension (no more than 5 years) or life annuities.
The Death and TPD Guarantee:
In case of death or Total and Permanent Disability of the policyholder, the beneficiary (ies) receives a capital equal to:
- The Death Capital equals to the « Retirement Ebene » account balance at 01/01 of the current fiscal year multiplied by 1 or 2 depending on the policy holder’s choice;
- The minimal Death capital at subscription is equal to the first monthly subscription chosen multiplied by 12, in case the policyholder was not able to contribute during a year;
- The maximum Death Capital cannot be above fifteen million francs Cfa.