Acajou saving plan

Build a capital with interests to obtain at term » a loan

Acajou is the ideal formula to build smoothly your savings and prepare for the future. You save and we help you realise your dreams!

Eligibility: Any Private Banking customer who has an account (current or saving);
Nature: Acajou is divided into a saving phase, and an Ordinary Personal Loan ⁽¹⁾ phase,
Maximum Security: Capital is guaranteed and interest rate is known upfront;
Interests:Interest are capitalized and payed at the end of each year, on 31st of December;
Deposit: At subscription, an initial deposit of 25 000 F Cfa must be done on the ACAJOU account.

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You can build your savings based on the amount of your choice;
You can use these savings as an “advance’ for the implementation of your project.
Take advantage of a loan at preferred interest rate, offered at the end of the saving period ⁽²⁾.

Deposit: You can plan to pay money into your account; this is done through a monthly or quarterly transfer of a minimum of 10 000 F CFA per month. The maximum authorized balance is 5 000 000 F CFA at term of contract (excluded capitalized interests). You can at any moment increase or decrease your deposits on the Acajou account or suspend them in case of challenges;
A transparent management: Each year, a detailed status (bank statement) is sent to you to show you how your savings’ financial situation is evolving;
Taxation: the account’s balance being of maximum 5 000 000 F CFA, the earnings are free of taxes;
Ordinary Personal Loan ⁽¹⁾: Maximum amount is 10 000 000 F CFA (depending on the amount and the duration of the saving);
Loan Interest Rate:Preferential rate in comparison to the standard rate.

⁽¹⁾ Based on the Société Générale Cameroon’s loans eligibility conditions.
⁽²⁾ The saving period varies between 12, 18 and 24 months