RECONFORT INSURANCE
With RÉCONFORT INSURANCE, funeral expenses are no longer a source of distress
SUMMARY
With RECONFORT Insurance, saveyour loved ones the trouble of paying for your funeral expenses, in accordance with your wishes By financing funeral expenses in advance, the coverage offered byRECONFORT Insurance will spare your loved ones from financial worries
WHY SUBSCRIBE TO RECONFORT INSURANCE?
RECONFORT contract allows you to guarantee the financing of your funeral expenses or those of a loved one in the event of death. It provides for the payment of a "Capital Funeral Expenses" benefit to the beneficiary (ies) for a smooth organisation of the insured's funeral.
☑Do not burden your family with the cost and organisation of your funeral
☑A provident contract that will allow the beneficiaries to free themselves from the material worries linked to the organisation of the funeral
WHO CAN SUBSCRIBE?
☑Subscription is reserved for natural persons holding an account at the bank aged between 21 and 60 at the time of subscription.
☑The subscriber is the principal insured but may be insured as secondary insured(s):
ØThe Subscriber’sspouse ;
ØHis/her parents or his/her parents’ spouse ;
ØThe Subsriber’schild/ children ;
☑Contractcoverageperiod :
ØAdults : from 18 years of age to 70 years of ageatmost
ØChildren : from 12 years of age to 25 years of ageatmost
BENEFITS
- Payment of the lump sum to the beneficiary (ies) of the insured in case of death from all causes ;
- Payment of the lump sum to the insured himself/herself in case of death of a secondary insured.
HOW TO SUBSCRIBE ?
Please contact your account manager for any subscription.
From CFA Francs 4000 per year
Premiums are payable annually in advance by direct debit
DETAILS
WHAT DOES THE MULTI-RISK HOME POLICY COVER ?
Insurance contract guaranteeing, in the event of death from all causes of the insured person(s), the payment to the designated beneficiary(ies) of an allowance known as the funeral expenses capital in order to offer the insured person a befitting funeral.
- Payment of the lump sum to the beneficiary (ies) of the insured in case of death from all causes ;
- Payment of the lump sum to the insured himself/herself in case of death of a secondary insured.
WHAT ARE THE PACKAGES ?
CASE STUDY
François has been married for several years now to Honorine, who has been fatherless since she was a child. Together they have four children and make a very happy family. François is particularly loved by his family-in-law for his responsible attitude towards Honorine and the care he gives to his mother-in-law
Mama Sophie, whom he considers to be his second mother. As a considerate husband and son-in-law, François has always thought about securing his family. To this end, he has decided to take out a "Réconfort" insurance policy with his bank, SociétéGénérale Cameroun, to insure his mother-in-law for an annual fee of CFA Francs 27,000 (twenty seven thousand) . In the event of Mama Sophie's death, François will be able to play his role as son-in-law and offer her a befitting funeral, thanks to the cheque of one million CFA francs that he will receive from the insurer Allianz Cameroun Assurances Vie, and this only three days after the declaration of death has been submitted to the insurer.
FAQ
1. Whocansubscribe to Réconfort Insurance?
- The accountholder (Solo Package)
- The accountholder+ his/herspouse (Couple Package )
- The accountholder + his/herfather or his/hermother or one of his/her parents-in-law (Duo ascendant Package)
- The subscriber’schild (Junior Package) (in addition to subscribing to one of the above-mentioned Packages)
2. How can I subscribe to thisinsurance despite mylowincome?
Don’tworry, ourinsuranceoffertakesintoaccount all incomelevels, for each package you have a choice of three options, the premium of which depends on the capital:
- Zen: capital CFAF 500 000
- Serein: capital CFAF 1 000 000
- Confort: capital CFAF 2 000 000
3. Do I need a medical check-up to subscribe?
No, you just have to fill in the declaration of good health (DBS) in addition to the application form and sign it. Subject to the payment of the premium, the contract takes effect immediately with a waiting period of three months.
4. If I die, will my loved ones be able to access the capital quickly??
Yes, upon receipt of the complete FILE, your loved ones will have 03 days to receive the corresponding capital..